Financing
Synchrony

You don't have to let a small budget keep you from getting what you really want or need. That's why HAT Plumbing, Heating & Air offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Bank is one of the premier consumer financial service companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with the options listed below.

Benefits of Synchrony:

  • Simple application process, fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options
  • Convenient monthly payment options
  • Online account management

Applying online is quick, secure and private. To apply for a credit card, simply complete the online credit application.

Apply Now

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Service Finance

Service Finance Company, LLC provides financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the Service Finance Company Financing Program. Service Finance Company is an FHA Title I Lender and is authorized to conduct business as a sales finance company and third-party servicer in all fifty states and the District of Columbia.

Financing Highlights:

  • 0% interest options for 6, 12, 24, 36, 48, or 60 months
  • 18 months same as cash plans
  • Low monthly payments with competitive rates
  • Quick approvals and an easy online application
  • Open credit lines available for future projects
  • We’re here to make the process smooth, affordable, and stress-free.

Apply in minutes — no hidden fees, no pressure.

Dealer ID: #1131253406

Apply Now

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Turns Finance

Second Chance Financing

Credit Challenges? You Still Have Options.

Life happens. Medical bills, job changes, divorce, or unexpected expenses can impact your credit—but they shouldn't prevent you from restoring comfort and safety in your home.

At HAT Plumbing, Heating & Air, we partner with trusted lenders that specialize in helping homeowners who may not qualify for traditional financing. If you've been declined elsewhere or have less-than-perfect credit, our Second Chance Financing program may provide another path forward.

This May Be a Good Fit If You:

  • Have been turned down by traditional financing
  • Are rebuilding your credit
  • Have a lower credit score
  • Need to replace your HVAC system or water heater sooner rather than later
  • Have an unexpected plumbing or HVAC emergency

Why Apply?

  • Fast, simple application process
  • Decisions in just minutes in many cases
  • Financing options designed for a broader range of credit situations
  • No obligation to move forward if you don't like the terms

Don't let credit concerns keep you from getting the home comfort your family deserves. Talk with our team today—we'll help you explore every financing option available.

Because everyone deserves a comfortable home.

Second Chance Financing is offered through participating third-party lenders. All financing is subject to lender approval, income verification, and program eligibility. Approval is not guaranteed.

Apply Now

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We've Got You Covered

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Tell us what’s going on, and we’ll provide straightforward guidance and professional solutions. Your comfort and peace of mind are always our top priority.

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